Fernando Blasi

La inversión extranjera en bienes raíces ha aumentado en los últimos años. El sueño americano no es inalcanzable, y mucho menos un mito gracias al estado favorecedor en el que se encuentra el mercado inmobiliario en los Estados Unidos . Mucho de esto se debe a bajos índices de interés y la flexibilidad que ofrecen los prestamistas para saldar una deuda hipotecaria por medio de un proceso que se ajusta a cada bolsillo. Así que, si eres extranjero y quieres rehacer tu vida en un país desarrollado, ¡empieza de cero con esta guía de requisitos para comprar una casa en nuestro territorio! Lo que tienes que saber de antemano es que el estado de la Florida es uno de los destinos más atractivos para hacer este tipo de inversiones porque ofrece una excelente calidad de vida, y es ideal para el emprendimiento en los negocios. De manera que si quieres ser el dueño de una propiedad o vivienda en este país, también considera cuál es el mejor lugar para hacerlo. Como mercado establ...

Know your own numbers first to determine how much money you can put toward your mortgage.  If you are thinking about it, you are just one step closer. Yes, you are deciding to buy a house by your means. Congratulations! And of course, you know that choosing the right mortgage will depend on your monthly income. A home loan is something you can repay back in 10 up to 30 years. The length of the repayment period means that you have to pick one that makes you feel comfortable every month. It is all about figuring out how much you can afford, and if the amount is reasonable enough to make ends meet in all aspects of life. With that said, having a mortgage does not mean you have to lose financial balance. Want to know how to make it? Keys to know how much you can afford We will tackle all the questions surrounding this subject and if there is such thing as a standard percentage of payment, so keep reading! Know the legal limits By law, lenders cannot approve mortgag...

People usually tap home equity to pay debts. Now more than ever, Americans are starting to tap their home equity. According to Freddie Mac, this will be one of the biggest trends in the 2018 mortgage market. What does it mean to do it? And what benefits does it bring? Many people cash out their mortgages with the purpose of paying other existing debts or making home improvements. As mortgage rates are expected to rise in 2018, tapping home equity will likely become one of the major forms of mortgage refinancing in the market. Are you in need of quick money and don’t know if you should do it? Then keep reading as we explore the possibilities it englobes. Even though there are other ways to tap into your home equity, the most common one is a home equity loan. In these cases, the amount of money to be borrowed will be determined by the value of the property, which is calculated by an appraiser from the lending institution. You can also use a Home Equity Line of Credit (HELOC...

Stay updated with the new trends. It’s 2018, and we’re already looking ahead of us and into the future to keep growing and changing this new year. As we’ve explained before, the mortgage market in the U.S. is completely dynamic, and we need to stay updated on the last trends to understand how it works and where it’s headed. Before 2017 was over, Freddie Mac, one of the institutions in charge of buying and selling mortgage bonds, published its predictions for the next 12 months and we’ll be discussing them today. The general forecast tells us that they expect this year to be favorable for both the housing and mortgage market, with low-interest rates, solid job gains, and moderate economic growth. For the most part, 2018 is predicted to be a year very similar to 2017. What we will see, however, it’s a raise on the number of people tapping their home equity, an increase in the purchase mortgage volume and cooling refinance activity. These will be the trends that’ll drive the m...

What are the advantages of buying a fully furnished house? In a world where we’re looking to buy all things ready to go, and people have less and less time to spare, it’s no wonder that some homebuyers think about picking a fully-furnished house for them. They’d be saving the time to equip it, and all they’d have to do is pack their suitcases and move in. Is that all there is to it? Today, we’ll be exploring the pros and cons of buying fully-furnished houses and all you need to know about them so you can make the best decision according to your needs. What does a fully-furnished house include? One of the first things you might wonder is what can you actually expect when you buy a fully-furnished house? Are you going to need to buy anything else before you move in? Well, depending on the degree to which a property is furnished, houses can be classified as bare, unfurnished, semi-furnished and fully-furnished. Fully-furnished houses will have everything you need t...